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Is it better to buy or rent in 2025?

New data shows it costs 21% more to buy than rent in the US
Home Sales
Posted 2:23 PM, Apr 10, 2025
and last updated 6:39 PM, Apr 10, 2025

WEST PALM BEACH FLA. — It now costs 21% more to buy versus rent in the U.S., according to new housing market analysis.

Construction Coverage identified cities and counties where it's still cheaper to buy a home versus rent a home.

Is it better to buy or rent in 2025?

Examining the West Palm Beach housing market, the data gathered by Construction Coverage showed the median monthly mortgage payment is $2,655. The median rent payment sits at $2,290.

The $365 difference or 16.0% premium means West Palm Beach is only slightly more expensive for homebuyers than renters.

The report said the cheapest large cities for homebuyers in the U.S. are:

1. Detroit
2. Cleveland
3. Baltimore
4. Memphis
5. Philadelphia
14. Tampa
15. Jacksonville

The report said the most expensive large cities for homebuyers in the U.S. are:

1. San Jose
2. Seattle
3. San Francisco
4. Long Beach
5. Austin

However, the ongoing tariff war puts prospective buyers in a gray area, especially if they're interested in new construction.

Even though President Donald Trump imposed on Wednesday a 90-day pause on tariffs on most of the country's trading partners, it's still unclear how lumber, aluminum and steel prices could be impacted in the future.